Debts used to be paid off a lot easier, but that was largely because everyone knew one another in their small towns. In a city, however, that’s a lot more difficult to maintain. That’s when things adapted and led to the rise of the credit token. If you merely showed someone your token, you’d be…
If you’re juggling multiple credit cards – and multiple payments – it can be easy for something to slip through the cracks and harm your finances. For this reason, some consumers opt to consolidate their credit card debts into one payment. Before taking this step, however, it’s important to educate yourself to learn whether it’s…
If you’ve found the car of your dreams but won’t be able to make cash payments monthly, you may find yourself wondering whether you can make a car payment with your credit card. The answer to this question is, unfortunately, dependent upon your auto loan lender. Even if you’re permitted to, you may want to…
It’s the stuff of legends – paying the tab for your dream vacation using rewards and miles earned with your credit card. Is this truly possible? If you take the time to learn how to maximize your benefits and get the most value out of your credit card rewards program, the answer is yes. Image…
If you’ve never had a credit card of your own, you may be wondering if it’s worth it. The truth is, there are several tips first-time credit cardholders should follow in order to protect their finances and make using a credit card worth their while. Click below to learn the basics of opening and using…
Areas of your credit card statement to pay attention to: Finance charges. These charges are the amount of money you will be charged if you do not pay off your balance in full. Grace period. This is the period of time you have to until your payment will be deemed as late. There is also…
When you’re ready to apply for a new credit card, keep in mind the terms and conditions. Read through them carefully. By doing so, you ensure that you are aware of the introductory rates, annual fees, overseas transactions fees, APR details, balance transfer fees, and more. See More Here