When you reach a credit score of 700 or above, you’re in a whole other league in the world of credit. A score that high can mean the difference in getting a home loan, or a car loan at a great rate versus triple the rate.
It can mean the difference in getting an airline credit card with round trip bonus miles, or being denied. It can mean getting that leg up when you need emergency money, or getting turned down. So, it’s no wonder it’s a score to strive for.
The reality is, if you’ve made mistakes in the past with delinquencies, late payments and high debt, 700 can seem nearly impossible to reach.
Here’s how to get closer to a 700 credit score in 2019…